Digital RMB does not need to be bound to any bank account, can achieve controllable anonymity, has the advantages of low barriers, low cost, high security, and is closer to the real sense of cash.
At the same time, digital RMB is legal currency, enjoying the sovereign credit guarantee of the people's Republic of China, with stable value.
Bitcoin, as a kind of virtual asset, has no value base and can not guarantee stable value.
At this point, I believe we all have a question. The development of mobile payment has been very convenient so far. Why should we launch digital RMB?
It is conducive to the internationalization of RMB. Digital RMB is likely to reshape the international settlement system and become an important tool for RMB internationalization.
However, digital RMB will not completely replace paper money. Due to the convenience of electronic payment, the popularity of digital RMB will be limited in the future.
(2021-4-14) |